Lowe’s Business Credit

Credit Promotion Details: Offers are subject to credit approval and cannot be combined unless otherwise stated. We reserve the right to discontinue or alter the terms of these offers at any time.

(ALL Business Credit Cards) 5% Off Everyday: ¹Subject to credit approval or PreLoad PLUS Mastercard^® verification. 5% offer applies to eligible US Lowe’s store and Lowes.com purchase or order after all other applicable discounts charged to your MyLowe’s Pro Rewards Credit Card, Lowe’s Business Rewards, or Lowe’s Commercial Account or 5% statement credit on eligible purchase made with a Lowe’s PreLoad Plus Mastercard^® within 30 days of a settled transaction. Customer must pay applicable sales tax. Offer can’t be used in conjunction with or on: (i) other credit-related promotional offers unless otherwise stated; (ii) any other promotion, discount, markdown, coupon/barcode, rebate or offer, including any Lowe’s volume or special discount programs (such as but not limited to, Contractor Pack, Buy in Bulk, Value Savings Program (“VSP”), Special Value, New Lower Price, Was: Now, Military Discount, Employee Discount, and Lowest Price Guarantee); (iii) associate discretion price adjustments; (iv) any services (such as but not limited to, rentals; extended protection/replacement plans; shipping, delivery, assembly or installation fees); (v) fees or taxes; (vi) previous sales; (vii) gift cards; (viii) Weber, Kichler or Miele products; (ix) Lowe’s Pro Supply purchases. Additionally, purchases made with the Lowe’s Business Rewards Card from American Express through third-party digital wallets or third-party payment accounts may not be eligible. Excludes MyLowe’s Rewards Credit Card Accounts, Lowe’s Visa^® Accounts and all Lowe’s Canada Credit products. We reserve the right to discontinue or alter the terms of this offer at any time.

(SYF Credit Cards only) 5% Off Everyday: ¹5% offer applies to eligible US Lowe’s store and Lowes.com purchase or order after all other applicable discounts charged to your MyLowe’s Pro Rewards Credit Card or Lowe’s Commercial Account. Customer must pay applicable sales tax. Offer can’t be used in conjunction with or on: (i) other credit-related promotional offers (except 0% Interest for 60 Days or Extended Terms); (ii) any other promotion, discount, markdown, coupon/barcode, rebate or offer, including any Lowe’s volume or special discount programs (such as but not limited to, Contractor Pack, Buy in Bulk, Value Savings Program (“VSP”), Special Value, New Lower Price, Was:Now, Military Discount, Employee Discount, and Lowest Price Guarantee); (iii) associate discretion price adjustments; (iv) any services (such as but not limited to, rentals; extended protection/replacement plans; shipping, delivery, assembly or installation fees); (v) fees or taxes; (vi) previous sales; (vii) gift cards; or (viii) Weber, Kichler, or Miele products. Excludes MyLowe’s Rewards Credit Card Accounts, Lowe’s Visa^® Accounts and all Lowe’s Canada Credit products.

Discounted Delivery: ²Must use MyLowe’s Pro Rewards Credit Card, Lowe’s Commercial Account, Lowe’s Business Rewards Card or PreLoad Plus Mastercard^® now through 7/9/25. $20 discounted delivery applies to Lowe’s standard truck delivery only and is available to any jobsite or business within each store’s standard service area. Valid in store at Lowe’s or on Lowes.com only. Discounted delivery fee cannot be combined with 5% Off Every Day credit offer or any other discount offer.

365 Day Returns: ³Exclusions apply. See terms and conditions at Lowes.com/returns.

20% Off for New Accounts: ^†In store offer only. Subject to credit approval. To qualify for this offer, you must apply, be approved for, and use a new MyLowe’s Pro Rewards Credit Card or Lowe’s Commercial Account to make a purchase in store. The 20% off is not automatic and must be requested at time of purchase. Limit one 20% off coupon per new credit account; offer is not transferable. Max discount is $100 with this offer. If you do not receive a credit decision the day you apply, but are later approved, see the Pro Desk to receive discount on your in-store credit purchase. The 20% discount will be applied after all other applicable discounts. Offer can’t be used in conjunction with or on: (i) 5% Off Every Day offer or any other credit-related discount offer; however, if the 5% Off Every Day discount offer is greater than $100, the greater discount will automatically be applied; (ii) any other promotion, discount, markdown, coupon/barcode, rebate or offer, including any Lowe’s volume or special discount programs (such as but not limited to, Contractor Pack, Buy in Bulk, Value Savings Program (“VSP”), Special Value, New Lower Price, Was: Now, Military Discount, Employee Discount, & Lowest Price Guarantee); (iii) associate discretion price adjustments; (iv) any services (such as but not limited to, rentals; extended protection/replacement plans; shipping, delivery, assembly or installation fees); (v) fees or taxes; (vi) previous sales; (vii) gift cards; (viii) sales on Lowes.com; or (ix) Weber, Kichler, or Miele products. Coupon is not redeemable for cash, not transferable & can’t be replaced if lost or stolen. Void if altered, defaced, copied, transferred, or sold (thru any on-line auction or otherwise). Customer must pay applicable sales tax. Excludes MyLowe’s Rewards Credit Card Accounts, Lowe’s Visa^® Accounts and all Lowe’s Canada Credit Accounts. We reserve the right to discontinue or alter these terms at any time.

0% Interest for 60 Days: ^†††Subject to credit approval. Limited Time Only. Reduced APR offer is automatic for purchases made with your MyLowe’s Pro Rewards Credit Card through 6/30/25. No interest will be assessed on the promotional purchase for 60 days, but minimum monthly payments are required. Any remaining balance for these purchases at the time of the promotional period end date will be charged the purchase APR that applies to the account for these types of purchases. Regular account terms apply to non-promo purchases, and after promotion ends, to remaining promotional balances. For New Accounts: Purchase APR is 19.99% in GA and NC; 24.99% in all other states. Existing cardholders: See your credit card agreement terms. Excludes Lowe’s Business Rewards Credit Card from American Express, Lowe’s Commercial Account, all Lowe’s Canada Credit products and the Lowe’s PreLoad Plus Mastercard^®. We reserve the right to discontinue or alter the terms of this offer at any time.

Extended Terms: ⁵Subject to credit approval. Automatically receive two billing cycles to pay (also known as Extended Terms) for purchases made with your Lowe’s Commercial Account. Only charges that are not paid by the Due Date shown on your statement will be included in determining the daily past due balances subject to Finance Charges. These charges will incur a Finance Charge from the Due Date shown on your billing statement. No Finance Charge is imposed if the Account Balance shown on your previous billing statement is zero or if the Account Balance is paid in full by the Due Date. Excludes Lowe’s Business Rewards Credit Card from American Express, MyLowe’s Pro Rewards Credit Card Accounts, all Lowe’s Canada Credit products and the Lowe’s PreLoad Plus Mastercard^®. We reserve the right to discontinue or alter the terms of this offer at any time.